So what happens when a fulltime employee, wife and mother decides to take 4 university courses in Summer school?
Brain overload.
I can literally feel my brain pressing against my skull – while attending to the most mundane of tasks. I could be driving or simply making a simple calculation and out of nowhere – headache. Two of these classes have been in process since June and I petitioned for an extra 3.0 credit course for the last summer semester which lasts approximately 6 weeks. I thought I could outsmart the system and end up with two senior level Psych classes which would not require my attendance. I would simply study for the exams..and show up! Well did I ever get surprise! Not only are both classes on two days of the week – I MUST attend! No multiple choice! Guest speakers..labs – the whole nine yards! You mean you want me to meet people and debate topics? Egad! A proposal for an experiment? Really? Now they decide to teach me…when I’m on my way out.
I’ll keep you posted.
What luck.
Dee
Where to Live? Thoughts on Home Ownership from the point of view of everyday people
Tags: finances, home, life, mortgages, real estate, social commentary
Where to Live? Thoughts on Home Ownership from the point of view of everyday people
RBC released a statement today citing the recent spur in the housing market as a result of affordability. This ‘affordability’ is not a reflection of just the costs of properties – but more the cut in interest rates. The banks are getting people to focus on the monthly payments as a reflection of affordability. It reminds me of paying the minimum payment of a credit card – but of course the two types of debt are quite different in more ways than they are similar. What I would have loved to hear, is that there has been a greater gain in family income overall – but that hasn’t happened. People are losing their jobs, the yr over yr bankruptcies are up and Equifax recently reported a sharp increase in payment delinquencies (90 days or more). Here are the recent employment stats according to the CREA website:
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